Dental Coverage

There are two dental plans to choose from, both are 100% paid by the employee. They both have the same level of care and coverage. What distinguishes one program from the other is cost and flexibility. When an employee chooses a dental plan they are locking in for the entire plan year unless they experience a qualifying life event. 

• Dental HMO Plan— Lower monthly premium and a large selection of dentists from which to choose. Members need to select and receive treatment from a participating dentist in order to receive benefits.

• Dental Indemnity Plan— Higher out-of-pocket costs (both in monthly premium and per-visit fees) with additional network flexibility. In the Dental Indemnity Plan, members are responsible for the portion of fees that are not reimbursed by the plan.

2019-2020 Premiums